Privacy Policy

Who we are

Finance Toolkit (financetoolkit.world) provides free, educational calculators and articles about everyday money math. The tools are meant for learning and rough planning — not financial advice. See our disclaimer and terms of use.

Information we collect

Calculator inputs. Numbers you enter into our tools (for example loan amounts or interest rates) are processed in your browser with client-side JavaScript. We do not operate a backend that stores those inputs as account data, and we do not ask you to create an account.

Technical / hosting data. Like most websites, our hosting provider may automatically receive standard request logs (such as IP address, browser type, referring URL and timestamps) needed to deliver pages and keep the service secure. We do not use a separate first-party analytics product on this site at the time this policy was written.

Fonts and similar resources. Pages may load web fonts (for example from Google Fonts). Those third parties may receive technical data such as your IP address when the resource is requested.

Advertising (Google AdSense) and cookies

Your choice. Where required, a banner lets you accept or decline non-essential cookies. Your choice is saved in your browser’s local storage (key ft-consent) on your device only, and you can clear it at any time by clearing site data.

We may display third-party advertisements served by Google AdSense (or similar partners). When ads are enabled, Google and its partners may use cookies, web beacons and similar technologies to:

• Serve ads on this site and across the web
• Measure how ads perform
• Personalize ads based on your interests where permitted by law and your settings

Third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to this or other websites. Google’s use of advertising cookies enables it and its partners to serve ads based on your visit to this site and/or other sites on the Internet.

You can opt out of personalized advertising by visiting Google Ads Settings. You can also learn more about how Google uses data when you use partners’ sites or apps at Google’s Partner Sites policy, and read Google’s Privacy Policy.

Users may opt out of a third-party vendor’s use of cookies for personalized advertising by visiting www.aboutads.info.

How information is used

Information described above may be used to:

• Operate, secure and improve the website
• Deliver and measure advertising when AdSense (or similar) is active
• Comply with legal obligations if required

We do not sell your personal information as a product. Advertising partners process data under their own policies when ads run on the site.

Sharing

We may share information with:

• Service providers such as hosting platforms that process technical data to run the site
• Advertising partners such as Google, when ads are served, as described above
• Authorities if required by law

Children’s privacy

Finance Toolkit is not directed at children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided such information through this site, contact us and we will take reasonable steps to delete it where applicable.

External links

Our pages may link to third-party sites (including Google policy pages and tool partners). We are not responsible for the privacy practices of those sites. Review their policies before sharing information with them.

Changes to this policy

We may update this Privacy Policy from time to time. The “Effective” date at the top will change when we do. Continued use of the site after an update means you accept the revised policy.

Contact

Questions about this Privacy Policy: [email protected].

Effective date: October 2026.